Benefits

Employee coverage is 100% paid by The Oregon Clinic for full-time employees (prorated for half-time employees) on the PPO Plan. Additional medical plan options are available for an employee’s qualified dependents. The Oregon Clinic provides a dependent subsidy towards your family’s medical premiums of up to $150.00 per month for full-time employees (prorated for half-time employees). 

• Regence PPO (Self-Insured) – Individual Deductible $1,750; Preventative Services paid at 100% in-network; Office visits: $25 primary visit copay, $35 specialty visit copay in-network; Individual Out-of-Pocket Max $7,000; Prescription Drugs: $10 Generic; $30 Brand; $60 Non-Preferred. 

• Qualified High-Deductible Health Plan (QHDHP) option with access to an HSA benefit – Premiums are employee paid; Individual Deductible $3,000; Preventative Services paid at 100% in-network; Office visits: Covered at 20%, after deductible; Individual Out-of-Pocket Max $7,500; Prescription Drugs: Generic, Brand and Non-Preferred covered at 20%, after deductible.  

• Optional vision coverage available. Premiums are employee paid, includes an annual vision exam and provides a $200 annual hardware allowance. 

Employee coverage is 100% paid for by The Oregon Clinic for full-time employees (prorated for half-time employees). 

• Delta Dental PPO – Preventative Services paid at 100%; Basic Services paid at 80%, Major Services/Implants covered at 50%, after deductible. $1,500 max benefit per person/per year. 

• Willamette Dental – Fee for service plan: $20 per visit copay; Preventative Services $20 copay; Basic Services $75-$250 copay, Major Services $75-$400 copay; Orthodontia $2,500 copay. 

• Base policy 100% paid for by The Oregon Clinic 

• One time employee’s annual salary to a maximum of $50,000 of coverage. Supplemental coverage is available on an individual basis.

These voluntary benefit options are designed to provide additional financial protection in the event of unexpected health issues. 

• Critical Illness – Pays a benefit directly to participants for a covered illness for the coverage amount elected. Participants can purchase up to $30,000 in coverage, with the option to enroll spouse and children for up to 50% of the participant’s covered amount. 

• Accident Insurance – Pays a benefit directly to participants for a covered accident and regardless of other coverage. Also available to participant’s spouse and children. 

• Hospital Indemnity – Pays a benefit for hospitalization due to pregnancy, childbirth, injuries, or illnesses. 

• Long-Term Disability – 100% paid for by The Oregon Clinic. Staff policy covers 60% of monthly salary to a maximum of $7,500/month; 90-day elimination period; benefits payable until retirement age.

Eligible to participate the first of the month following 3 months of employment; Pre-tax or Post-tax salary deferrals up to 75%; TOC matches 160% of up to 5% first 2 years, reduced to 3.2% following 2 years of service; 6-year vesting schedule for matching contributions. 

Eligible to participate the next January 1st or July 1st following 2 years of employment; 7.5% of participants eligible income fully funded by TOC quarterly; 100% vested.